*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;background:#f6f3eb;color:#17170f;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}::selection{background:#2e54d4;color:#fff}a{color:inherit}:focus-visible{outline:2px solid #2e54d4;outline-offset:3px}section[id]{scroll-margin-top:24px}.ib-btn{transition:transform .25s ease,opacity .25s ease}.ib-btn:hover{transform:translateY(-2px);opacity:.92}.ib-btn:active{transform:translateY(0);opacity:1}.ib-card{transition:transform .3s ease,box-shadow .3s ease}.ib-card:hover{transform:translateY(-4px);box-shadow:0 22px 44px -28px #00000047}.ib-nav-links a,.ib-social{transition:opacity .2s ease}.ib-nav-links a:hover,.ib-social:hover{opacity:.55}@media (prefers-reduced-motion: reduce){.ib-btn,.ib-card{transition:none}.ib-btn:hover,.ib-card:hover{transform:none}}@keyframes ib-spin{to{transform:rotate(360deg)}}.ib-spin{animation:ib-spin 36s linear infinite}@keyframes ib-ping{0%{transform:scale(.5);opacity:.85}70%,to{transform:scale(2);opacity:0}}.ib-ping{animation:ib-ping 2.6s cubic-bezier(0,0,.2,1) infinite;transform-box:fill-box;transform-origin:center}@keyframes ib-fade-up{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}.ib-fade-up{animation:ib-fade-up .5s ease both}@media (prefers-reduced-motion: reduce){.ib-spin,.ib-ping,.ib-fade-up{animation:none}.ib-pulse{display:none}}.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s cubic-bezier(.22,1,.36,1),transform .7s cubic-bezier(.22,1,.36,1);will-change:opacity,transform}.reveal--visible{opacity:1;transform:none;will-change:auto}@media (prefers-reduced-motion: reduce){.reveal{opacity:1;transform:none;transition:none}}@media (max-width: 720px){.ib-container{padding-left:24px!important;padding-right:24px!important}}@media (max-width: 860px){.ib-split{grid-template-columns:1fr!important;gap:24px!important;margin-bottom:44px!important}}@media (max-width: 920px){.ib-2col{grid-template-columns:1fr!important;gap:48px!important}}@media (max-width: 1000px){.ib-grid-4{grid-template-columns:repeat(2,1fr)!important}}@media (max-width: 560px){.ib-grid-4{grid-template-columns:1fr!important}}@media (max-width: 720px){.ib-answers{grid-template-columns:1fr!important}.ib-answers>*{border-right:none!important}.ib-answers>*+*{border-top:1px solid rgba(0,0,0,.08)!important}}@media (max-width: 900px){.ib-footer{grid-template-columns:1fr 1fr!important;gap:32px!important}}@media (max-width: 520px){.ib-footer{grid-template-columns:1fr!important}}.ib-nav-burger{display:none}@media (max-width: 780px){.ib-nav{padding:20px 24px!important}.ib-nav-links{display:none!important}.ib-nav-burger{display:flex!important}}@media (min-width: 781px){.ib-nav-menu{display:none!important}}@media (max-width: 480px){.ib-nav-brand{display:none!important}}@media (max-width: 720px){.ib-hero{padding:40px 24px 64px!important}}@media (max-width: 480px){.ib-hero-stats{grid-template-columns:repeat(3,1fr)!important;gap:16px!important}}@media (max-width: 720px){.ib-cta{padding-left:20px!important;padding-right:20px!important}}@media (max-width: 820px){.ib-cl-row{grid-template-columns:1fr!important;gap:24px!important}.ib-cl-year{position:static!important}}